The modern camera lens must be fabricated using several groups of individual lenses. Some are positive, some negative as to their power. Some of these elements have air-space between them, some are glued together. Such complex lens arrangement is necessary to mitigate aberrations. These are defects that prevent us from making an optical system that truly makes a faithful image.
Each lens of the lens array has two polished surfaces. The exposing light as it transverses each lens suffers some loss due to reflection from each surface. This reflected light is staying away from its intended path. It may hit the polished surface of an adjacent lens and be re-reflected. In any event there will be lots of straying of light within the lens. Some will find its way to film and/ or digital sensor and this we call flare.
We mitigate flare by blooming the lens. This is an artificial ageing of the lens. It was discovered that identical lenses, one young and one new, differed in how much light they passed. The older lenses were found to be coated with schmutz. This is atmospheric pollution. A thin coat acted like a thin film on a soap bubble. This coat, if the right thickness, will cancel some of the reflections affording less flare. We call this “lens coating”.
OK we have many surfaces, all contributing to flare, and we also have the fact the figure (curve) of the lens is a compromise of shapes. We also have polished glass that always has microscopic scratches. What we don’t have is a lens that makes a truly faithful image.