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Jul 9, 2021 at 0:11 comment added MLu @Tetsujin and inkista - thanks a lot for your input, we managed to squeeze a brand new EOS 850D (i.sstatic.net/24HVi.jpg) from the insurance company thanks to all the info and tips that you have provided. Thanks so much!!
Jul 7, 2021 at 5:20 vote accept MLu
Jul 6, 2021 at 22:44 history edited inkista CC BY-SA 4.0
added replacement value via crylis comment.
Jul 6, 2021 at 22:39 comment added inkista @Tetsujin, no. I am completely not the right person to write up "how to negotiate with your insurer" tips. You're the SME (subject matter expert) on this one. But. Maybe we should consider retitling this question to be more along the lines of "How do I determine the equivalent replacement model for my camera's insurance coverage?"
Jul 6, 2021 at 22:04 comment added Bob Macaroni McStevens @Tetsujin I would just send the table with “according to Wikipedia” The less said the better I think because Wikipedia is a slam dunk.
Jul 6, 2021 at 9:32 comment added Tetsujin I'm not sure it would make a separate answer really - you've already got the bulk of it, just go ahead & incorporate as much of this info as you like. No worries.
Jul 6, 2021 at 9:29 comment added inkista @Tetsujin You so totally need to write that up as a separate answer!
Jul 6, 2021 at 8:01 comment added Tetsujin You need to be smart to try this, but sometimes you can use the wording to your advantage - "equivalent value" is the key term. if you can 'prove' with sufficient certainty that the new price of the original plus inflation equals the new price of the, say 90D, then you can end up with an upgrade. [I used to work in insurance, it's all about getting your wording right on your claim;))
Jul 6, 2021 at 7:51 history edited inkista CC BY-SA 4.0
Edited to add "new for old" based on Tetsujin's comment.
Jul 6, 2021 at 6:42 history edited inkista CC BY-SA 4.0
added 614 characters in body
Jul 6, 2021 at 6:37 history answered inkista CC BY-SA 4.0